Legal Access Depends on Local Law
Our Legal position is simple: access depends on local law, your account details must be accurate, and wallet activity must match the account holder. Before account access, we may ask you to complete phone verification and provide details needed for account security. DANA, OVO, GoPay and
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QRIS records can appear in the account payment history, while bank transfer and virtual account references help us match a transaction to your account. We use these records to resolve status questions, not to change the policy that applies in your location. Where local law permits,
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you can browse the available lobby after the required account step is complete. If a rule changes your access, we will direct you to the applicable policy wording and the account help path rather than asking you to guess which restriction applies.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.